A mortgage loan is one of the most common ways to finance a home, but knowing the requirements before applying can make the process smoother. To qualify for a mortgage loan, several factors come into play, such as your credit score, income, property type, and down payment. Additionally, banks and financial institutions may require specific documents like proof of income, identity, and your property’s legal status. In this post, we’ll go through the essential requirements to help you get prepared before applying for a mortgage loan and take the next step toward homeownership.
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